Pricing Breakdowns
What personal finance apps actually cost — tiers, hidden fees, and the fine print.
Copilot Money Pricing in 2026: $95/Year for iOS-Only Finance
Copilot Money costs $95/year or $13/month and runs on iOS only. We break down what you get, the iOS lock-in trade-off, and how it compares to cross-platform alternatives.
Empower Pricing in 2026: What 'Free' Actually Costs You
Empower's personal finance dashboard is free. Wealth management starts at 0.89% AUM. We break down what the free tier funds, what 0.89% means on a real portfolio, and what you're actually paying.
Kubera Pricing in 2026: Is $150/Year Worth It for Wealth Tracking?
Kubera costs $150/year for individuals and $225/year for families. We break down what you get, who it's built for, and how it compares to alternatives at similar price points.
Monarch Money Pricing in 2026: Is $99.99/Year Worth It?
Monarch Money costs $99.99/year or $14.99/month with no free tier. We break down what you get, what you don't, and who it's actually built for.
PocketGuard Pricing in 2026: $34.99/Year for Spending Limits
PocketGuard costs $34.99/year or $7.99/month for Plus. We break down the 'In My Pocket' spending framework, what Plus adds, and who this approach serves.
Personal Finance App Subscription Costs Compared in 2026
Side-by-side annual subscription cost comparison across every major personal finance app — free, $48/year to $150/year. Which app gives investors the best value?
Quicken Simplifi Pricing in 2026: The $48/Year Budget Pick
Quicken Simplifi costs $47.99/year ($3.99/month billed annually). We break down what the cheapest mainstream finance app provides and who it's designed for.
Rocket Money Premium Pricing in 2026: The 'Name Your Price' Model
Rocket Money Premium costs $6-$12/month (you choose). We break down the unusual pricing model, what Premium adds, and whether it's the right tool for high earners.
Tiller Money Pricing in 2026: $79/Year If You Love Spreadsheets
Tiller Money costs $79/year and pipes your financial data into Google Sheets or Excel. We break down what you get, the real time cost, and who this model works for.
YNAB Pricing in 2026: What $109/Year Actually Buys
YNAB costs $109/year or $14.99/month. We break down the zero-based budgeting app's tiers, what's included, and whether the methodology is worth paying for.
Why is financial planning software pricing complicated to compare?
What hidden costs should women watch for when evaluating financial planning platforms?
Is free financial planning software a viable option for serious planning?
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